Terms and Conditions

By accessing and using this Budget Expense Tracker application M.I.L.O., you agree to comply with and be bound by the following terms and conditions. M.I.L.O. is designed to help you record, organize, and analyze your personal expenses and income. While M.I.L.O. aims to provide useful insights into your spending habits, it should not be considered financial, legal, or investment advice. Any financial decisions you make based on the information provided within the App are solely your responsibility.

You agree to provide accurate information when adding your financial records, and you acknowledge that the quality of insights generated depends on the accuracy of the data you enter. M.I.L.O. does not connect to or monitor your actual bank accounts unless explicitly stated, and all data input is under your control. We are not responsible for any errors, miscalculations, or consequences resulting from incorrect or incomplete data entry.

We value your privacy and take reasonable measures to protect your information; however, we cannot guarantee complete security of data stored or transmitted through the App. You are responsible for maintaining the confidentiality of your account credentials and should notify us immediately of any unauthorized use.

M.I.L.O. is provided “as is,” without warranties of any kind, whether express or implied, including but not limited to reliability, accuracy, or fitness for a particular purpose. We are not liable for any direct, indirect, incidental, or consequential damages that may result from your use or inability to use the App.

By continuing to use M.I.L.O., you acknowledge that these terms may be updated or modified at any time, and it is your responsibility to review them periodically. If you do not agree to these terms, you should discontinue use of the App immediately.

Privacy Notice

At M.I.L.O., your privacy is important to us. This app is designed to help you manage your budget while keeping your personal information safe and secure. Any data you record, such as expenses or income, stays under your control and is used only to provide you with budgeting features and insights within the app. We do not collect unnecessary information, and we never sell or trade your data with third parties.

Your entries are stored locally or securely in accordance with our practices, and reasonable measures are taken to protect them from unauthorized access. Still, we encourage you to use strong passwords, keep your device secure, and remain cautious when sharing personal information.

This Privacy Notice explains how your data may be collected, stored, and used to improve your experience. By continuing to use the app, you acknowledge and accept these practices. We may update this Privacy Notice from time to time to reflect changes in features or security enhancements, and your continued use of the app means you accept those updates.